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Florida Lien Waiver Forms — Generate in 60 Seconds

Generate Florida-compliant lien waivers following the safe harbor forms in Statute 713.20. All four standard waiver types are available — conditional and unconditional versions of both progress and final payment forms. The conditional versions include language per Section 713.20(7) that voids the waiver if payment doesn't clear. Note: Florida uses "Construction Lien" (not "Mechanics Lien") throughout Chapter 713.

Which Type Do You Need?

Florida's statute provides a progress payment form (Section 713.20(4)) and a final payment form (Section 713.20(5)). Section 713.20(7) allows adding conditional language that makes the waiver void if the check bounces. We offer all four standard types: conditional and unconditional for both progress and final. Florida uses "construction lien" (not "mechanics lien") and "lienor" (not "claimant").

Decision Tree

1
Mid-project draw?
2
Final payment or closeout?
3
Payment hasn't cleared yet?
Choose the conditional version
4
Payment already received?
Unconditional is fine

Generate Your Florida Lien Waiver

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Florida Lien Waiver Rules at a Glance

4 waiver types available

Conditional and unconditional versions of both progress and final payment forms. Conditional versions include Section 713.20(7) language voiding the waiver if payment doesn't clear.

Safe harbor forms

Section 713.20 uses "may be in substantially the following form." Not strictly mandatory, but no one can require a different form (Section 713.20(6)).

Conditional clause per 713.20(7)

Conditional waiver types include statutory language that voids the waiver if the check bounces or payment doesn't clear.

Advance waivers unenforceable

Section 713.20(2): "A right to claim a lien may not be waived in advance."

Notarization NOT required

For waivers under 713.20. Lien satisfactions/releases under 713.21 DO require notarization.

45-day Notice to Owner

Subs/suppliers must serve notice within 45 days of first furnishing (not 20 days like California).

Florida Lien Waiver Legal Requirements

Florida uses the term "Construction Lien" (not "Mechanics Lien") throughout Chapter 713. The waiver forms in Section 713.20 are safe harbor forms — they're strongly recommended but not technically mandatory. However, Section 713.20(6) says no one can REQUIRE a lienor to use a different form. And Section 713.20(8) says non-conforming waivers are still enforceable "in accordance with the terms of the lien waiver." The practical effect: use the statutory forms and you're protected. Florida calls waiving parties "lienors" and titles the forms "WAIVER AND RELEASE OF LIEN" (note both "waiver" AND "release"). SB 658 (2025) attempted to make these forms strictly mandatory but died in the Florida House.

Recent Law Changes

  • HB 331 (2023): added notarization requirement for lien satisfactions/releases under Section 713.21.
  • SB 658 (2025): attempted to make waiver forms strictly mandatory but died in the Florida House.

Florida Conditional Progress Waiver

Statutory reference: Section 713.20(4) + 713.20(7)

What It Is

Waives lien rights for labor, services, or materials furnished through a specified date. Includes the Section 713.20(7) conditional clause — the waiver is void if payment doesn't clear.

When to Use

When exchanging a waiver for a progress payment and the check hasn't cleared yet.

Key Legal Points

  • Based on the statutory progress payment form under Section 713.20(4).
  • Includes conditional language per Section 713.20(7): waiver is void if payment is not received or check bounces.
  • Explicitly excludes retainage and work after the through-date.
  • Requires: dollar amount, through-date, customer name, owner name, property description.
  • Form title: "WAIVER AND RELEASE OF LIEN UPON PROGRESS PAYMENT."

Tips

  • Use this version when you haven't confirmed payment has cleared — it protects you if the check bounces.
  • The retention carve-out is explicit in the form.
  • No one can require you to use a different form (Section 713.20(6)).

Florida Unconditional Progress Waiver

Statutory reference: Section 713.20(4)

What It Is

Waives lien rights for labor, services, or materials furnished through a specified date. Takes effect immediately upon signing — no conditions on payment clearing.

When to Use

When exchanging a waiver for a progress payment that you've already received and confirmed.

Key Legal Points

  • The base statutory progress payment form under Section 713.20(4).
  • Takes effect immediately upon signing — no conditional clause.
  • Explicitly excludes retainage and work after the through-date.
  • Requires: dollar amount, through-date, customer name, owner name, property description.
  • Form title: "WAIVER AND RELEASE OF LIEN UPON PROGRESS PAYMENT."

Tips

  • Only use this when payment has already cleared. Otherwise, choose the conditional version for protection.
  • The retention carve-out is explicit in the form.
  • No one can require you to use a different form (Section 713.20(6)).

Florida Conditional Final Waiver

Statutory reference: Section 713.20(5) + 713.20(7)

What It Is

Waives lien rights for ALL labor, services, or materials furnished. Includes the Section 713.20(7) conditional clause — the waiver is void if payment doesn't clear.

When to Use

When exchanging a waiver for the final payment on the project and the check hasn't cleared yet.

Key Legal Points

  • Based on the statutory final payment form under Section 713.20(5).
  • Includes conditional language per Section 713.20(7): waiver is void if payment is not received or check bounces.
  • No retention carve-out — this covers everything.
  • Requires: dollar amount, customer name, owner name, property description.
  • Form title: "WAIVER AND RELEASE OF LIEN UPON FINAL PAYMENT."

Warning

This form covers everything — no retainage exclusion. Make sure the final payment amount includes all retainage owed before signing. Florida has no statutory retainage cap for private projects (unlike CA and NY).

Tips

  • Use this version when you haven't confirmed final payment has cleared.
  • Verify that retainage is included in the final payment amount.
  • Florida has no private-project retainage cap — negotiate retainage terms in your contract.

Florida Unconditional Final Waiver

Statutory reference: Section 713.20(5)

What It Is

Waives lien rights for ALL labor, services, or materials furnished. Takes effect immediately upon signing — no conditions on payment clearing.

When to Use

When exchanging a waiver for the final payment on the project after payment has been received and confirmed.

Key Legal Points

  • The base statutory final payment form under Section 713.20(5).
  • Takes effect immediately upon signing — no conditional clause.
  • No retention carve-out — this covers everything.
  • Requires: dollar amount, customer name, owner name, property description.
  • Form title: "WAIVER AND RELEASE OF LIEN UPON FINAL PAYMENT."

Warning

This form covers everything and takes effect immediately. Only sign after you've confirmed the final payment has cleared and includes all retainage owed.

Tips

  • Only use this when final payment has already cleared. Otherwise, choose the conditional version.
  • Verify that retainage is included in the final payment amount.
  • Florida has no private-project retainage cap — negotiate retainage terms in your contract.

Common Florida Lien Waiver Mistakes

  1. 1

    Signing unconditional before payment clears

    If the check hasn't cleared, always use the conditional version. The Section 713.20(7) conditional clause voids the waiver if payment doesn't go through — without it, you've waived your lien rights for nothing.

  2. 2

    Signing a final waiver without confirming retainage is included

    Florida has no statutory retainage cap for private projects. If retainage is still outstanding, the final waiver covers it anyway. Get your retainage first.

  3. 3

    Missing the 45-day Notice to Owner deadline

    Subs, sub-subs, and materialmen must serve notice within 45 days of first furnishing. Failure is a "complete defense to enforcement of a lien."

  4. 4

    Confusing a waiver (713.20) with a lien satisfaction (713.21)

    Waivers prevent future liens — no notarization required. Satisfactions discharge recorded liens — notarization IS required (added 2023 by HB 331).

Florida Lien Waiver FAQ

Does Florida require a specific statutory lien waiver form?
Florida provides safe harbor forms in Section 713.20, but they're not strictly mandatory. However, no one can require you to use a different form (Section 713.20(6)). Non-conforming waivers are still enforceable on their own terms.
How many types of lien waivers does Florida have?
Florida's statute provides two base forms — progress payment (Section 713.20(4)) and final payment (Section 713.20(5)). Section 713.20(7) allows adding conditional language, giving you four practical options: conditional progress, unconditional progress, conditional final, and unconditional final.
What's the difference between conditional and unconditional Florida waivers?
Conditional waivers include language per Section 713.20(7) that voids the waiver if payment doesn't clear (e.g., check bounces). Unconditional waivers take effect immediately upon signing. Use conditional when the check hasn't cleared; unconditional when payment is confirmed.
Do Florida lien waivers need to be notarized?
No. Waivers under Section 713.20 don't require notarization. But lien satisfactions/releases filed with the clerk under Section 713.21 DO require notarization (added by HB 331 in 2023).
Can I waive lien rights before receiving payment in Florida?
No. Section 713.20(2) states: "A right to claim a lien may not be waived in advance." Any advance waiver is unenforceable.
What is the deadline to file a construction lien in Florida?
90 days after the last date of furnishing labor, services, or materials. Note: Florida calls them "construction liens," not "mechanics liens."
Does Florida use "mechanics lien" or "construction lien"?
Florida uses "Construction Lien" throughout Chapter 713. The entire statutory framework uses this term.
Does the progress waiver cover retainage?
No. The form explicitly states it "does not cover any retention or labor, services, or materials furnished after the date specified."
Does the final waiver cover retainage?
Yes. Unlike the progress form, the final payment form has no retention carve-out. Make sure retainage is included in the final payment amount before signing.
Can my contractor require a different form than the statutory one?
No. Section 713.20(6) prohibits requiring a form different from the statutory forms. This is one of Florida's strongest lienor protections.